Citi-Tsao Foundation Financial Education Programme for Mature Women

REGISTRATION FOR NEW LEARNING GROUPS OPEN!

Schedules:
Please click dates to download full schedule

04 March 2010 (Thursdays), 9am to 12nn

06 March 2010 (Saturdays), 9am to 12nn

06 March 2010 (Saturdays), 2pm to 5pm

Venue: Tsao Foundation

Register NOW! (Click to download Registration Form)

Be financially independent!

The Citi-Tsao Foundation Financial Education Programme for Mature Women helps women manage their finances better. It aims to provide practical suggestions for understanding how money works and how women can take charge of their finances to be financially independent in their older years.

The programme is open to women aged between 40 and 60 years old and with monthly household incomes ranging from S$1,500 to S$3,500.

Through the series of facilitated learning sessions, participants will be equipped with skills such as saving and planning for the long term, growing their small surpluses and negotiating for their financial options successfully.

What’s in it for the women?

The programme curriculum covers five modules with 20 weekly sessions. Each session is conducted for 3 hours and designed to include training, workshops and support groups.

At the end of the 20 sessions the participants prepare and draft a clear financial plan for their own old age.

The curriculum focuses on two major areas:

Personal finance covers topics such as savings, debt, investments and insurance among others. Social empowerment aims to build the women’s capability to understand their roles and the relationship dynamics within their families; to negotiate for support among their family members; to be equipped with the appropriate knowledge in having transactions with financial institutions, and to be adequately prepared for old age.

Programme Outline

• MODULE 1: SELF-ASSESSMENT AND LOOKING INTO THE FUTURE
  • This first module is about allowing participants to assess how they manage money and manage their lives – as mature women. They will be assessing their ability to handle finances, as well as their attitudes to ageing. By the end of the module, they should get to the point where they know what they want to do with the rest of their lives and can set goals for themselves.
    
    Session 1: Overview of the programmme
    Session 2: Appreciating Ageing
    Session 3: Balancing the Finances
    Session 4: Facing the Future
    

• MODULE 2: FINANCIAL SAFETY NETS
  • The second module is about knowing what they have to fall back on in case of emergencies. The first two sessions are about CPF and life insurance. The second two sessions explore the importance of having good negotiating skills and being able to handle problems.
    
    Session 1: Understanding Safety Nets and CPF
    Session 2: Life Insurance
    Session 3: Negotiation (Getting to Yes)
    Session 4: Relationships and Communication
    

• MODULE 3: COMMON FINANCIAL INSTRUMENTS
  • The third module looks at the how banks operate, different kinds of savings products, the importance of understanding how credit cards work and how to check up on their financial well being. By the end of the module they should be able to see the importance of being able to be a good money manager.
    
    Session 1: Banking Services and Products
    Session 2: Savings
    Session 3: Loans
    Session 4: Debt (Being Careful About Borrowing)
    

• MODULE 4: INVESTMENTS AND ENTREPRENEURSHIP
  • The fourth module is equally divided between the topics of investments and entrepreneurship – both, in their own way, ways of ‘making money. The women will be seeing what is needed to be a good investor and a good business woman.
    
    Session 1: Basics of Investment and Risk
    Session 2: Making Investments Work
    Session 3: Entrepreneurship
    Session 4: Business Management
    

• MODULE 5: EMPOWERMENT AND THE FUTURE
  • The fifth module begins with the very important issue of how to make a good will and then tackles the important issue of preparing for retirement. The third and fourth sessions are mostly devoted to the subject of financial planning. In many ways, the whole programme leads up to the task of developing their own financial plan.
    
    Session 1: Estate Planning
    Session 2: Coping with Crisis
    Session 3: Financial Planning
    Session 4: Owning the Programme
    

Click here for copy of brochure

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Interested to participate in the training?

1. Download Registration Form

2. Contact

TSAO FOUNDATION

298 Tiong Bahru Road,
#15-01/06 Central Plaza,
Singapore 168730

Telephone: 6593 9516 / 6593 9517
Mobile: 9653 6037
Fax: 6593 9522 / 6276 7128
Email: ic@tsaofoundation.org
Website: www.tsaofoundation.org

You may also contact any of our Partner Organizations below:

PROGRAM PARTNERS

AL MUTTAQIN MOSQUE
5140 Ang Mo Kio Central Ave 6 Singapore 569844
Tel: 6454 7472
Fax: 6451 0781
Email: info@almuttaqin.mosque.org.sg
Website: www.almuttaqinmosque.org

PPIS (Persatuan Pemudi Islam Singapura-Young Women Muslim Association)
Blk 1 , Eunos Crescent , #01-2509 , Singapore 400001
Tel : 6744 0258
Fax : 6748 1417
Email : enquiry@ppis-ywma.com
Website: www.ppis-ywma.com

RADIN MAS SENIORS CONNECT PLUS
4000 Jalan Bukit Merah (c/o Bukit Merah Community Centre)
#01-01 Singapore 159465
Tel/Fax: 6471 3082

ROTARY FAMILY SERVICE CENTRE
Foundation of Rotary Clubs (S) Ltd, Blk 346 Clementi Ave
5 #01-10 Singapore 120346
Tel: 6779 9488 or 6779 9489
Fax: 6776 2673
Website: www.rotaryfoundationsing.org

SINDA (Singapore Indian Development Association)
1 Beatty Road, Singapore 209943
Tel: 6298 5911
Fax: 6294 7293
Website: www.sinda.org.sg

TAMPINES CHANGKAT COMMUNITY CLUB
13 Tampines St 11, Singapore 529453
Tel: 6781 1806

WINGS (Women's Initiative for Ageing Successfully)
9 Bishan Place, Junction 8 Office Tower #06-05, Singapore 579837
Tel: 6250 1012
Fax: 6250 1108
Email: info@wings.sg
Website: www.wings.sg

YAYASAN MENDAKI
Wisma MENDAKI
51 Kee Sun Avenue, off Tay Lian Teck Road, Singapore 457056
Tel: 62455710
Fax: 64438872

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We are looking for dedicated volunteers

You will be provided—

Join our Pool of Trainers!

1. Download Registration Form

2. Contact

TSAO FOUNDATION

298 Tiong Bahru Road,
#15-01/06 Central Plaza,
Singapore 168730

Telephone: 6593 9516 / 6593 9517
Mobile: 9653 6037
Fax: 6593 9522 / 6276 7128
Email: ic@tsaofoundation.org
Website: www.tsaofoundation.org

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Be our Programme Partner.

Help us reach out to more women who will benefit from the programme.

Tsao Foundation will provide trainers and training materials.

We look forward to working with you.

Contact

TSAO FOUNDATION

298 Tiong Bahru Road,
#15-01/06 Central Plaza,
Singapore 168730

Telephone: 6593 9516 / 6593 9517
Mobile: 9653 6037
Fax: 6593 9522 / 6276 7128
Email: ic@tsaofoundation.org
Website: www.tsaofoundation.org